Crypto For All

Near-zero payment fees. Real-time inventory tracking. Barcode-simple checkout.
No blockchain complexity. Built for the French butcher — and every merchant like them.

494 tests 18 Pallets 0.25% Fees On-Chain Voting Privacy Shield Wallet App Block Explorer TRON Bridge 0% B2B v0.13.01-alpha
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Why CoCo?

The Problem: A butcher in France pays $9,000/year in card fees at 5% per transaction. Small merchants everywhere are trapped: accept cards and bleed margin, or refuse cards and lose customers. CoCo fixes this — with crypto you never have to see.

💰 Near-Zero Fees

0.25% per transaction vs 2-5% for credit cards. B2B supplier payments at 0%. A merchant doing $200K/year saves $9,500+ annually.

🗳️ On-Chain Voting

Free elections with sub-coin vote tokens. Democratic, shareholder, or referendum. Group asset elections with auto-populate candidates. 100% transparent, mathematically tamper-proof.

📱 Multi-Coin Wallet

Android app supporting BTC, ETH, SOL, USDC, USDT + COCO with BIP44 HD derivation. Biometric auth, portfolio view, transaction history. Web wallet at wallet.html.

🔍 Block Explorer

Full-featured explorer at explorer.html — blocks, extrinsics, accounts, search. Real-time chain stats, block details, and account history.

⚡ Union Organization

Privacy-shielded unionization tools. 50-state guide with NLRB contacts, invite flow, and on-chain membership. Organize without your employer knowing.

📦 Real-Time Inventory

Every product is a digital twin on-chain. Scan a barcode → see full history: where it came from, who owned it, is it authentic? No more spreadsheets.

🏪 Scan-to-Pay POS

One barcode scan = instant settlement at 0.25%. No terminal contract, no chargeback risk, no PCI compliance. Works offline too.

🔗 TRON Bridge

Deposit USDC from TRON, spend it anywhere on CoCo. Relayer-secured with replay protection. Auto-yield on idle deposits.

🔐 DRM & Micro-Finance

Pay-as-you-go, lease-to-own, subscriptions, or micro-loans secured by on-chain product DRM. Lock on non-payment, unlock on payment, repossess on default.

📄 Smart Contracts

Deploy Wasm-based ink! contracts with KYC-gated chain extensions. Built-in PAYG, lease-to-own, and escrow templates ready to deploy.

📋 Inter-Ecosystem Supplier Orders

Butcher orders from supplier — both on CoCo. Auto-PO from low stock alerts, QR scan receiving, instant payment at 0% fee. No more $25 wire fees.

⏰ Expiry + Markdown Engine

Auto-suggest discounts on expiring inventory: 20% at 2 days, 40% at 1 day, 60% on expiry day. One-click apply with margin analysis and CSV export.

Fee Comparison

Retail Payment ($20)

ProcessorFeeSettlement
CoCo$0.056 seconds
Visa / Mastercard$0.50 – $0.901-2 days
MercadoPago$0.30 – $1.00Next day
PayPal$1.19Instant (holds)
Stripe$0.881-2 days

B2B Supplier Payment ($1,000 invoice)

MethodFeeSettlement
CoCo (internal)$0.006 seconds
Wire Transfer$25 – $501-3 days
Corporate Card$20 – $30 (2-3%)1-2 days
Paper Check$5 – $105-10 days

0.25% border fee is still 10-24x cheaper than any card processor. Internal ecosystem movement is 0%. Cash doesn't give you inventory analytics, DRM enforcement, or automated supplier ordering.

How It Works

1. Choose
Pay, Vote, Organize, or Trade
2. Scan/Tap
Barcode, QR, or button press
3. Confirm
Biometric or PIN — instant
4. Done
Receipt, ballot, or membership

The user never sees a wallet address, seed phrase, or gas fee. The blockchain handles the complexity so you and your customers don't have to.

What Makes It Different

CapabilityCoCoTraditional
Payment Fees0.25%Visa/MC 2-5%
SettlementInstant (6 seconds)1-3 business days
ChargebacksNone (immutable)Costly & frequent
VotingOn-chain, tamper-proofManual/paper ballots
WalletsMulti-coin (BIP44)Single-coin
Union OrganizingPrivacy-shieldedNone / exposed
InventoryReal-time, on-chainEnd-of-day batch
Cross-chainTRON bridge (USDC)Siloed
Merchant SetupScan barcode → doneTerminal, contract, PCI audit